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There’s a LA company, Home Access USA, advertising that you can buy a home 30-50% market value with:
– no loan application
– no credit verification
– no money down
– no job or income verfication

And if you’re having problems making payments on your current home, no worry. They will provide funding within 48 hours with:
– no job or income verfication
– no credit needed

They want you to buy their program which will do the following:
“What you will learn with the Home Access USA program is how to buy single-family homes up to 50% below market before they go into foreclosure even if you have no credit or bad credit.”

Here’s what their ads look like on Craiglist

“Lovely house with large backyard with patio and lots of room for entertaining, 3 beautiful bedrooms, 2 full wonderful bathrooms, big family room adjacent to kitchen with huge island and nook area, formal living and dining room, laundry room, washer and dryer hookup, 2 car garage. It is a shame that the previous owners could not afford the mortgage payments any longer and are about to lose this property. You simply need to take over the monthly payments with no money down or credit and this beautiful house will eventually become yours. The remaining balance is only $77.000. I have more homes like this in Los Angeles area. For more details please call Miriam Richardson @ 800-407-2590 “

and…

Here’s a link to a recent rip-off-report post that pretty much sums up what they really offer for $198.

While there is opportunity in the current real estate market, a company like Home Access USA isn’t the one that is going to help you find it.

Written by Keith Byrd - Go to Keith's Website/Profile