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Ryan’s mortgage blog:
Sorry but I am going to have to make this a shorter than average blog. I am up in the Bay Area meeting with my new company and have limited access to a computer at night (Can’t wait to get a new laptop). For the record, I would like to state how much I already miss San Luis Obispo after being in the Bay Area for two days…what a traffic nightmare. I actually got rear-ended, luckily no injuries :), on my way to my morning meeting. I also realized sitting in traffic in 90 degree weather watching garbage fly by on the side of the road is just not the same as driving highway 101 next to the Ocean in Pismo. The one thing I will say that is impressive up here is the Warrior fever (basketball reference).

Anyways, I am happy to report I will be attending several seminars over the next week while I am up here to gain some more knowledge in certain areas such as Short Sales and Construction Loans. As far as the market goes, the feds met today and left the key interest rate unchanged. In our monthly company meeting this morning, a majority of the loan officers agreed that they have been seeing more purchases than refinances (mostly in Northern California), which is a change from last year. People have been getting some great deals on houses with some great rates. Now is the time to look around and maybe buy that vacation home you have been waiting for 🙂 . I do have limited email access over the next week so feel free to try me at RBaker@PeregrineLending.com.

Written by Keith Byrd - Go to Keith's Website/Profile