Voted Best Real Estate Company in SLO County in the 2017 New Times Reader Poll
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Ryan’s Blog:
As you’ve probably heard, the Fed kept rates the same. Since then, we have seen a slight decline in rates, which is great. For “A-paper” or “good borrowers”, 30-year fixed rates are around 6%, give or take 1/8-1/4% based on your situation. In the future I will explain what a “good borrower” consists of, but in the mean time if you want to know, feel free to send me an email. One of the best deals out there right now is a 7-year ARM (Adjustable Rate Mortgage). Right now the 7-year ARM (fixed for first 7, then adjusting after) has a lower rate than the 5-year ARM (fixed for first 5, than adjusting after) at no additional cost. Right now these rates are around 5.75%, give or take 1/8-1/4% based on your situation. If you have any mortgage related questions feel free to contact me at or 805-540-0866 (direct line).

Written by Keith Byrd - Go to Keith's Website/Profile