From MSN Money- National Averages(APR): Low – 5.41% Average – 6.15% High – 7.17%

With mortgage rates staying steady and prices settling down just a bit, are you chomping at the bit to buy a home? You may want to consider creative ways to purchase as payments are high with large mortgages. This article discusses many ideas in the creative realm. Just remember to be very cautious of the negative amortization loans as they can sink your financial ship.

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Call Margie at Team Mortgage with your mortgage questions. 805-473-0309