Relocating to California? Registering your car may cost more than you think!
It is worth a bit of investigation into the fees and ‘not so obvious’ charges that may apply when first registering vehicles in our beautiful state. For instance, apparently if you purchase within 1 year of relocating, you will likely be charged state sales tax….or so I am told by a very shocked and overwhelmed friend. I spent some time on the website but was unable to easily find the charges that they were hit with……no clear way to determine what to expect. There is no appeal to these charges and no way to explain such things as your car being recalled…….doesn’t keep you from having to pay the fees. Other states have this also so the reverse may be true. To investigate further, go to http://dmv.ca.gov.
Nancy Heins, Keith Byrd Team, North County Realtor of San Luis Obispo County including Paso Robles, Atascadero, Templeton and Santa Margarita. 805 458-3583
A Great Lender is a critical asset in a home purchase
The rules have changed in the lending industry and loans have tightened. While most agree that this is a necessary thing, securing a loan to purchase can be a bit unnerving for buyers. For buyers who are in the market to purchase, one of the best people you to have in your court is a good lender. Shop all you want for the interest rates but buyers need someone who responds quickly plus stays on top of things and gets the job done. Buyers also need to select someone who can communicate clearly and make sure that all pitfalls are addressed ahead of time so that the loan can fund on time. I have seen out of area clients try to use their normal lenders. This person may be perfect at home but may not always have the local knowledge and/or tools (such as local appraisers) to get the job done as well as someone familiar with the neighborhoods, customs, etc. here in SLO County. In any case, choose someone to whom you can have direct access and who will respond to your specific situation. Choose carefully and simplify the process!
Nancy Heins, Keith Byrd Team, North County Realtor of San Luis Obispo County including Paso Robles, Atascadero, Templeton and Santa Margarita. 805 458-3583
