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Mortgage Rates Reach An Almost Five Year High!

The Freddie Mac 30-year fixed rate mortgage averaged 4.58% last week, increasing for the third consecutive week, this tine by 9 basis points from the week prior’s level of 4.47 percent. They are now at the highest level since week of August 22,2013. According to Sam Khater, Freddie Mac chief economist:

“Mortgage rates are now at their highest level since the week of August 22, 2013,” he said. “Higher Treasury yields, driven by rising commodity prices, more Treasury issuances and the steady stream of solid economic news, are behind the uptick in rates over the past week.”

Added Khater, “Despite the increase in borrowing costs, demand for home purchase credit remains solid. The Mortgage Bankers Association reported in their latest mortgage applications survey that activity was up 11 percent from a year ago.”

Written by Central Coast Lending - Go to Central Coast Lending's Website/Profile
805.543.LOAN info@centralcoastlending.com
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New Listing! Two Homes on 10 Acres

Two homes on a beautiful 10 acre lot. If you are looking for a home with a natural feel and lots of opportunities to play then look no further! A beautiful home to live in, one to rent or for extended family, a shop to build in, storage buildings, a huge fenced garden area, usable property for the animals and more, gazebo and park-like entertainment area, a seasonal creek with a lovely bridge, room to park vehicles and toys and only 30 minutes to Atascadero or San Luis Obispo! Inside this charming and unique home you will find an abundance of natural character. Gorgeous warm wood and beam construction, multiple levels and a truly fascinating floor plan. The kitchen features granite counters, gorgeous cabinetry, pantry and beamed wood ceilings. Each room has a unique floor plan with charming surprises and loads of natural light. The upstairs loft opens to the living area below and creates a lodge-like atmosphere. Large decks surround the home with covered areas for shade and expansive areas to enjoy the sun. The manufactured home has been updated, cared for and features a beautiful deck and open floor plan. Call your agent today to schedule an appointment.
Kim Croft 805.689.2654
Lic# 01455763

Written by Keith Byrd - Go to Keith's Website/Profile

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New Listing! Hillside Charm in Southeast Lompoc!

Hillside charm in Southeast Lompoc! Enjoy the peace and quiet and views from this comfortable ranch style property. Lovely front patio area off entryway. Step inside to the cozy living room with large rock fireplace. Formal dining room with built-in hutch leads to spacious kitchen with ample counter space. Kitchen is open to family room with built-in cabinetry and bay window. Three comfortable bedrooms including master with french doors to rear patio. Master bath with dual sinks and large jetted soaking tub. Indoor laundry leading to garage with tons of storage cabinets. All yard space is easy care with low water usage. Tiered space in the backyard perfect for your vegetable garden! This location is ideal for commute via Hwy 1 to Santa Barbara area or Vandenberg AFB!
Gina Gluyas 805.310.7208
Lic# 01732656

Written by Keith Byrd - Go to Keith's Website/Profile

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New Listing! Amazing 198 Acre Retreat

Amazing and picturesque 198 acre retreat located in the serene Sapaque Valley. The main home has gorgeous rustic rough-cut timber beams and wood finishes. Huge picture window invite the outside in by framing the peaceful and beautiful views of the surrounding countryside, Santa Lucia Mountain Range and beyond. The Guest House is very well appointed with 2 bedrooms 2 baths, and a spacious great room. There is a 6 stall horse barn, shop, and equipment storage building. This slice of paradise features a private entry gate, oak studded fields, fenced pastures for livestock, and 2 wells that provide for both livestock and domestic purposes. Th rolling terrain features several rock outcroppings and other areas that are designated as cultural heritage sites that Native Americans once inhabited. This is Nature’s paradise, where dove, quail, turkey, deer, and wild boar roam the property and raptors fly overhead. Close to two freshwater recreational reservoirs, San Antonio and Lake Nacimiento. Amenities to the area include a newer shopping center with a modern food market, pizza place, and gas station on Nacimiento Lake Drive at Heritage Ranch. Camp Roberts Military Reserve is near for the avid hunter and fisherman, as well as public access to Fort Hunter Liggett Military Reservation. This ranch is perfect for a ‘get-away’ home or corporate recreational retreat. This is a very special type of property that rarely comes available.
Kim Bankston 805.674.2298
Lic# 01051016

Written by Keith Byrd - Go to Keith's Website/Profile

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New Listing! Dont’ Miss This Great Property!

Don’t miss this great property! Its highly desirable location with close proximity to hiking, stores, restaurants, fitness centers and of course Cal Poly makes it ideal for owners and tenants alike. This classic rancher not only has easy access to all services, but lends itself to indoor and outdoor living options with spacious living and dining areas as well as a generous rear deck which leads to a generous backyard great for all sorts of activities.
LeeAnne Fisher 805.440.0251
Lic# 01082922

Written by Keith Byrd - Go to Keith's Website/Profile

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New Listing! Perfect Starter Home

Wow! Bring your paintbrush and imagination to this great Orcutt home! With over 1100 sq ft along with three bedrooms and 1 3/4 baths it’s the perfect starter home! Tile flooring in the kitchen with a cozy breakfast bar and eating area open to the family room. There’s hardwood flooring under carpet. Plenty of room in the backyard, too! Walk to Alice Shaw, Pacific Christian and both high schools. Easy access to 101. There’s even room for a RV!
Wendy Teixeira 805.310.3505
Lic#01345995

Written by Keith Byrd - Go to Keith's Website/Profile

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New Listing! Beautiful Vacant Land in Los Osos

17+ acres of beautiful raw vacant land in Los Osos, just outside the Montana Del Oro State Park. This property sits between Sea Wind Way and Seascape Place, and extends down to Morro Bay State Park. The property has a small downslope as you head towards the ocean with gorgeous unobstructed views of the ocean, Bay, and sand spit.
Collette Kutil 805.801.8114
Lic#01880851

Written by Keith Byrd - Go to Keith's Website/Profile

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New Listing – Beautiful 2 Bedroom 2 Bath at Rice Ranch

Beautiful 2 Bedroom 2 Bathroom Monaco Floorplan at Trilogy at Rice Ranch, located on California’s spectacular Central Coast. Large Corner Lot, Master Bedroom with Walk-in Closet, Master Bath with dual sinks and tiled shower, 2nd Bedroom has Murphy Bed which is great for office or guests. Spacious Kitchen with breakfast nook opens to living room, Indoor laundry room, Beautiful Engineered Wood flooring in living areas, Carpeted Bedrooms. Private back yard with large covered patio area and low maintenance landscaping, 2 Car garage with storage cabinets. View of the hills in the distance. The community also offers park, hiking and biking trails as well as dog park. Solar City lease has been paid off so there will be no lease or electricity payments for new owner. Clear Pest Cert.
Shea Hutchinson 805.260.6322
Lic# 01189054

Written by Keith Byrd - Go to Keith's Website/Profile

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New Listing- 4 Bedroom 2 Bath in Orcutt

This is the former sales/model home for the ”Vista Sol” Estates built in 1959 and lovingly updated and maintained. Located on Hobbs Lane in Orcutt, this home features new carpet, fresh paint, and dual pane windows along with a remodeled hall bath complete with granite counters, walk in stone and tile shower, too. Enjoy the roomy kitchen with tile counters open the dining area and French doors. The family room focal point is the classic brick fireplace! The ”garage is a large bonus room with laundry facilities in the closet, lots of desk and bookshelves and storage – and has a separate entrance. A fenced in private RV area provides plenty of room for all of your toys. Large terraced backyard, too!
Wendy Teixeira 805.310.3505
Lic#01345995

Written by Keith Byrd - Go to Keith's Website/Profile