I updated the inventory reports for individual cities for single family homes. These show the actives as of yesterday displayed by price range. The Days on Market is also included.

You can use these to compare how much inventory there currently is vs. other reports on the page, see how many homes there are in a particular price range if you’re considering selling, and find out how long it’s taking for homes to sell.

The Inventory Reports are listed under the “City Stats” section of the SloWatch.com home page. You can jump to them by clicking here.

Foreclosures continue to be a big percentage of activity in Santa Maria/Orcutt. Of the 106 Pending Sales of single family homes so far this month, 72% of them are foreclosures. Here’s the breakdown:

60 – REO
16 – Short Sale
30 – non-foreclosure

In SLO County, 46% of the month-to-date pendings for single family homes are foreclosures:

42 – REO
9 – Short Sale
111 – non-foreclosure

Some fast facts:

Calif. median home price – March 08: $413,980 (Source: C.A.R.)
Calif. highest median home price by C.A.R. region February 08: Santa Barbara So. Coast $1,140,000 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region February 08: High Desert $210,66-(Source: C.A.R.)
Calif. First-time Buyer Affordability Index – First Quarter 08: 44 percent (Source: C.A.R.)

Mortgage rates – week ending 05/15/08
30-yr. fixed: 6.01% Fees/points: 0.6%
15-yr. fixed: 5.60% Fees/points: 0.5%
1-yr. adjustable: 5.18 % Fees/points: 0.7% (Source: Freddie Mac)

Right on cue…

We’re now seeing the newspaper articles come out about how much Sales have picked up. They are reporting April Sales which were Feb/March pendings. You’ll see similar articles a month from now that will be talking about May solds (or March/April pendings).

Right now, we’re at 346 Pendings for the month. We’re going to need to start getting more deals closed to break 500 for the month. Even if we get there, that will be a 20% drop from last month’s Pendings but you won’t hear anything about that in the newspapers until July.

Ryan’s Mortgage Blog:
A client of mine, we’ll call him Bob, had an interesting thing happened to him recently while dealing with his current lender, which I will not name but lets just say they are one of the big name lenders, but for now we will call them XYZ. Bob chose to go with my company for his refinance recently and his lender, XYZ got wind of it because we had ordered a payoff request from them. They gave him a call and tried to play ball. which is normal. Their quote to him was very similar to ours and he decided to stick with us (smart man). A week later XYZ called and said rates would be going up tomorrow and if Bob gave them his credit card number they could “lock” the rate in that day for a charge of $600. They told him they could beat our rate by 1/8% but he would have to “lock” in immediately. This makes no sense and is not common or ethical practice. It should not cost you money to lock in a rate, or at least our company doesn’t charge to do it, nor do I know of any others that do. I really hope this isn’t a new trend with big name lenders, but this is probably just an isolated incident of a loan officer trying to make money. I just wanted to share this with you guys so you could be aware of it while you are out shopping for rates.

If you want a legitimate FREE rate quote, feel free to contact me at RBaker@PeregrineLending.com or 805-540-0866

The American Heart Association’s Go Red For Women movement, through Sperling’s BestPlaces, conducted a study, revealing the nation’s top 10 most – and least – heart friendly cities for women. The study considered a variety of risk factors includiing obesity, smoking rates and general health statistics.

San Luis Obispo-Paso Robles was ranked #3 in the nation for metro areas!

1. Boulder, CO
2. Portland-South Portland-Biddeford, ME
3. San Luis Obispo-Paso Robles, CA
4. Fort Collins-Loveland, CO
5. Ann Arbor, MI

See the full list here

The National Association of Realtors (sorry REALTORS® to follow guidelines) released their latest member profile report. Here are some stats included in it:

– the typical member is 52 years old, works 40 hours per week and specializes in residential brokerage; 60 percent are women.

– The median REALTOR income was $42,600 in 2007, down from $47,700 in 2006

– REALTORS in the business for two years or less earned a median of $10,500, while those with three to five years of experience earned $34,600. For six to 15 years, the median was $52,000, while members in the business for 16 years or more earned $69,500. (Note: $10,500 is below the poverty level)

– Overall membership edged down 1.5 percent from a record in 2006. Those in the business for two years or less dropped to 18 percent of overall membership from 23 percent in 2006.

– 93 percent must obtain health insurance on their own.

– Only 5 percent of members report real estate is their first career, and most bring expertise and experience from other fields. Prior careers include management, business or financial, 18 percent; sales or retail, 16 percent; office or administrative support, 10 percent; education, 6 percent; and homemaker, 5 percent. Eleven other categories were each 4 percent or less

– Women account for 52 percent of brokers, and 71 percent of full-time sales agents. Five percent of all REALTORS® are under 30 years of age while another 6 percent are 30 to 34 years old; 14 percent are 65 or over.

– Six out of 10 members have a personal Web site, which they have maintained for a median of four years, while 89 percent report their firm has a Web site; 73 percent have a home office. The typical member received four inquires over the past year from a personal Web site. (SloCountyHomes.com receives around 4 inquiries EVERY DAY!)

– Technology is increasingly important to REALTORS success. Ninety-two percent use e-mail daily or nearly every day, 88 percent use computers and 82 percent cell phones.

Of the 129 homes in SLO County that have gone Pending in May thus far, here’s the breakdown:

16 – Arroyo Grande
19 – Atascadero
1 – Cambria
1 – Cayucos
5 – Grover Beach
5 – Los Osos
8 – Morro Bay
9 – Nipomo
2 – Oceano
5 – Pismo Beach
32 – Paso Robles
1 – Shandon
17 – San Luis Obispo
3 – San Miguel
1 – Santa Margarita
4 – Templeton

Listing Price Range Quantity Average DOM
$180,000 thru $199,999 2 67
$200,000 thru $249,999 8 40
$250,000 thru $299,999 7 56
$300,000 thru $349,999 19 59
$350,000 thru $399,999 12 44
$400,000 thru $449,999 9 78
$450,000 thru $499,999 12 114
$500,000 thru $549,999 7 42
$550,000 thru $599,999 15 171
$600,000 thru $649,999 8 70
$650,000 thru $699,999 9 155
$700,000 thru $749,999 3 187
$750,000 thru $799,999 4 74
$800,000 thru $849,999 1 105
$850,000 thru $899,999 1 4
$950,000 thru $999,999 4 21
$1,000,000 thru $1,249,999 3 46
$1,250,000 thru $1,499,999 2 300
$1,500,000 thru $1,749,999 3 157
129 90